Group Life and Medical Expenses Insurance
We care about your well-being and have developed Group Life, Credit Life, and Medical plans:
Group Life and Medical Expenses Insurance
- Group Life and Medical Expenses Insurance is a fundamental part of any employee benefit program since it provides peace of mind to the Human Talent of the companies. Through this insurance, the beneficiaries will be indemnified with the payment of the insured amount contracted by the employer in case of the death of the insured due to natural or accidental causes.
- The Group Medical Expenses Insurance provides coverage for medical expenses incurred due to illness or accident, protecting the health of the Human Talent working for the contracting company and the eligible dependents registered at the time of their entry to the insurance.
What do we insure?
The life and health of its employees. Dependents (spouse and children) may be included in the medical insurance according to the age limits contracted in the policy.
Coverage
Mandatory Coverage
- Basic Life Insurance
- Health Insurance
Optional Coverage
- Double Indemnity in case of Accidental Death and Accidental Loss of Limbs.
- Indemnity for Total and Permanent Disability.
- Assault
- Advance payment and/or funeral insurance
Group Life and Medical Expenses Insurance – Minigroups
- El producto para Minigrupos responde a una exigencia de un nicho de mercado específico, poniendo a su disposición la facilidad de adquirir productos de seguro de Vida y Salud con servicios y beneficios de primera calidad.
- ¿Qué aseguramos?
La vida y la salud de sus colaboradores. En el seguro médico puede incluirse a los dependientes (cónyuge e hijos) de acuerdo a los límites de edad que se contrate en la póliza.
Coverage
- Basic Life Insurance
- Double Indemnity in case of Accidental Death / Accidental Loss of Limbs Indemnity
- Assault
- Triple Indemnity in case of Accidental Death by Special Case.
- Indemnity for Total and Permanent Disability.
- Funeral Insurance.
- Tailor-made Life and Health Plans.
Credit Life Insurance
- Credit life is a term insurance, purchased in conjunction with a consumer transaction, that provides the benefit of payment of all or part of the loan obligation in the event of the debtor’s death or physical incapacity during
- What do we insure?
The life of the borrowers.
Coverage
Mandatory Coverage
- Credit Life:
Provides a benefit equal to the outstanding balance of the consumer’s transaction, up to the limit of coverage, in the event of the insured’s death. Available to both primary and secondary debtors.
Complimentary Coverage
- Accidental Death Credit:
Provides an additional benefit equal to the outstanding balance of the consumer’s transaction, up to the coverage limit, if the insured’s death was accidental. May be available to both primary and secondary debtors. - Total and Permanent Disability Credit:
Provides the benefit equal to the outstanding balance of the consumer’s transaction, up to the limit of coverage, in the event of the debtor’s total and permanent disability. Available to the primary debtor.
Group Life Insurance
- Group Life Insurance is a fundamental part of any employee benefit program since it provides peace of mind to the Human Talent of the companies. Through this insurance, the beneficiaries will be indemnified with the payment of the insured sum contracted by the employer in case of the death of the insured due to natural or accidental causes.
- What do we insure?
The lives of your employees - Coverage
Basic Life Insurance
Other optional coverages
- Double Indemnity in case of Accidental Death and Accidental Loss of Limbs
- Indemnity for Total and Permanent Disability
- Assault
